TruGEM Inspections
Wind Mitigation Inspection
Document your home's wind-resistant features and save on insurance
Starting at
$150
Duration
1 hour
Coverage
South Florida
About This Inspection
Documents qualifying wind-resistant construction features that may help Florida homeowners obtain significant discounts on their homeowners insurance premiums. Required or recommended by many Florida insurers.
Florida homeowners can save hundreds of dollars annually on insurance premiums by documenting qualifying wind-resistant features. Many homes built or renovated after 2002 qualify for credits — but you need a licensed inspector to complete the official form your insurer accepts.
What We Inspect
- Roof shape and geometry
- Roof covering type and age
- Roof deck attachment method
- Roof-to-wall connection type
- Opening protection (windows, doors, garage)
- Secondary water resistance features
How It Works
- 1
Schedule Online
Book your appointment — wind mitigation inspections are quick and often available same week.
- 2
On-Site Evaluation
Your inspector evaluates roof shape, covering, deck attachment, wall connections, and opening protection. Takes approximately 1 hour.
- 3
Form Completion
The official Florida 2026 Wind Mitigation form is completed and signed by your licensed inspector.
- 4
Submit to Insurer
Deliver the completed form to your insurance agent to apply for applicable premium discounts.
Frequently Asked Questions
How much can I save on insurance?
Savings vary by insurer and property features, but many Florida homeowners save $200–$1,000+ annually. The inspection typically pays for itself in the first year.
How long is the wind mitigation form valid?
Most Florida insurers accept wind mitigation forms for 5 years, though some may require more recent inspections. Check with your insurer.
Does my home need to be a certain age?
No — homes of any age can be inspected. Newer construction often qualifies for more credits, but older homes with qualifying features can also benefit.
Can I combine this with a Four-Point inspection?
Yes — our Wind Mitigation + Four-Point Combo packages both inspections into one visit at a reduced rate of $250.
Who Needs This
Florida homeowners looking to reduce insurance premiums, and buyers who want to understand a property's wind resistance features.
What You Receive
Florida 2026 Wind Mitigation form accepted by Florida insurers, typically delivered same day or next business day.
Schedule Your Wind Mitigation Inspection
Same-week appointments available. Book online or call us directly.