TruGEM Inspections
Four-Point Inspection
Meet your insurer's requirements for older Florida homes
Starting at
$150
Duration
1 hour
Coverage
South Florida
About This Inspection
Evaluates the four systems most commonly reviewed by Florida insurance companies: roof, electrical, plumbing, and HVAC. Commonly required for homes 15–20 years or older when applying for or renewing homeowners insurance.
Florida insurance companies require a Four-Point inspection before issuing or renewing policies on older homes. Without it, you may be unable to obtain or maintain coverage. TruGEM completes the official CITIZENS/AAIS form your insurer needs — quickly and accurately.
What We Inspect
- Roof — covering type, age, and condition
- Electrical — panel type, wiring, and safety concerns
- Plumbing — supply and drain materials, water heater
- HVAC — system type, age, and condition
How It Works
- 1
Schedule Online
Book your appointment — four-point inspections are quick and often available same week.
- 2
On-Site Evaluation
Your inspector evaluates the roof, electrical, plumbing, and HVAC systems. Takes approximately 1 hour.
- 3
Form Completion
The official CITIZENS/AAIS Four-Point form is completed and signed by your licensed inspector.
- 4
Submit to Insurer
Deliver the completed form to your insurance agent to satisfy their inspection requirement.
Frequently Asked Questions
Does my insurer require a Four-Point inspection?
Most Florida insurers require a Four-Point inspection for homes 15–20+ years old. Check with your insurance agent to confirm their specific requirements.
What happens if the inspection finds issues?
Findings are documented on the form. Some issues may affect insurability — your insurance agent can advise on next steps based on the results.
Can I combine this with a Wind Mitigation inspection?
Yes — our Wind Mitigation + Four-Point Combo packages both inspections into one visit at a reduced rate of $250.
How quickly will I receive the form?
The completed form is typically delivered same day or next business day after the inspection.
Who Needs This
Homeowners with properties 15–20+ years old applying for or renewing homeowners insurance in Florida.
What You Receive
CITIZENS/AAIS Four-Point Inspection form accepted by Florida insurers, typically delivered same day or next business day.
Schedule Your Four-Point Inspection
Same-week appointments available. Book online or call us directly.