Fast, Reliable Insurance Inspections for Your Clients
Wind Mitigation, Four-Point inspections and Roof Certifications delivered with same-day or next-business-day reports. Built for Florida insurance agents who need accurate documentation, fast.
Same Day
Report Delivery
FL Licensed
& InterNACHI Certified
Statewide
Florida Coverage
E&O Insured
Fully Covered
Your Clients Need These Reports. We Make It Easy.
Florida insurers require Wind Mitigation and Four-Point inspections before issuing or renewing policies on homes 15+ years old. Delays in getting these reports cost your clients time and money, and cost you deals. TruGEM delivers accurate, insurer-accepted reports fast, so you can close policies without the wait.
Inspection Services for Insurance
Wind Mitigation Inspection
Documents roof shape, roof covering, roof deck attachment, roof-to-wall connections, opening protection, and other wind-resistant features that qualify your client for insurance discounts. Completed on the OIR-B1-1802 form accepted by all Florida insurers.
Clients typically save $300–$1,500/year on premiums
- 2026 form — accepted by all FL insurers
- Detailed photo documentation
- Digital delivery to agent and client
- Valid for 5 years
Four-Point Inspection
Evaluates the four systems insurers care most about: roof, electrical, plumbing, and HVAC. Required by most carriers for homes 15–20+ years old before issuing or renewing a homeowner's policy.
Required for policy issuance on older homes
- Covers roof, electrical, plumbing & HVAC
- Accepted by Citizens, Universal, Heritage & more
- Photo documentation of all four systems
- Digital delivery same day
Wind Mit + Four-Point Combo
The most cost-effective option when your client needs both reports. One visit, one fee, two complete reports delivered the same day. The most popular choice for agents handling policy renewals on older Florida homes.
Save $50 vs. booking separately
- One visit, two complete reports
- Best value for policy renewals
- Both reports delivered same day
- Discounted combo pricing
How It Works
Schedule Online
Book through our Spectora portal on behalf of your client. Takes 2 minutes, pick the service, date, and property address.
We Inspect the Property
Our inspector visits the property, documents all required systems with photos, and completes the official OIR forms.
Reports Delivered Same Day
You and your client both receive the completed, insurer-ready reports digitally, same day or next business day.
Submit to Carrier
Forward the reports directly to the insurer. Our documentation is thorough and accepted by all major Florida carriers.
Why Florida Agents Trust TruGEM
Reports Insurers Accept
We use the correct OIR forms and document everything insurers need. No rejected reports, no re-inspections.
Same-Day Turnaround
Reports delivered digitally the same day or next business day — so your client's policy doesn't stall.
Easy Online Scheduling
Book directly through our online portal on behalf of your client. Real-time availability, no phone tag.
Statewide Coverage
We've inspected properties across Florida — from South Florida to the Panhandle. One inspector you can rely on statewide.
Licensed & Insured
Florida-licensed home inspector, InterNACHI certified, and fully E&O insured. Your clients are in good hands.
Direct Agent Communication
Reports sent directly to you and your client. We're available by phone or text if you have questions about a report.
Accepted by All Major Florida Carriers
Including Citizens Property Insurance, Universal Property & Casualty, Heritage Property & Casualty, People's Trust, Slide Insurance, and all other Florida-licensed carriers.
Common Questions from Agents
Schedule Your Client's Inspection Today
Same-week appointments available. Reports delivered same day. One less thing on your plate.